Aave on X Layer: The New Standard for DeFi Lending

OKX Wallet

Published on Sep 23, 2025

Updated on Sep 24, 2025

3 min read

DeFi lending has come a long way, but the customer experience can still feel fragmented, with complicated protocols and challenges such as limited liquidity and unproven security on some chains.

Today, we’re thrilled to announce a major step forward in closing that gap: Aave - the world's most trusted DeFi lending protocol - is coming to X Layer, OKX's high-performance Layer 2.

This means our global customers will soon be able to access secure, liquid and flexible lending directly within the OKX ecosystem.

Aave is the gold standard for decentralized lending, with over $70 billion in net deposits and a proven track record across 12+ chains. Its arrival on X Layer creates a powerful combination: the most trusted protocol running on the fastest infrastructure, seamlessly integrated into the OKX ecosystem that serves millions worldwide.

As DeFi's benchmark lending protocol, Aave brings proven security and deep liquidity to X Layer. For customers, this means:

Native lending markets for various asset types including USDT0, ETH, and upcoming assets like xBTC
Institutional-grade security with proven risk management and battle-tested smart contracts
Deep liquidity pools that enable efficient borrowing and lending at scale
Real economic use cases that amplify the utility of assets on X Layer
Seamless integration with OKX Wallet, Exchange, Earn and the broader ecosystem

X Layer was purpose-built for the demanding requirements of DeFi: fast transaction speed (5,000 TPS), near zero costs and seamless integration with the OKX ecosystem. It’s "The New Money Chain" because it's designed to be where your capital flows just as smoothly as in traditional finance, but with the openness, innovation and access of DeFi.

By working with Aave, X Layer expands liquidity, utility, and credibility for the entire ecosystem. This collaboration establishes a critical DeFi infrastructure pillar that accelerates composability, enabling developers to build the next wave of financial primitives and integrations on X Layer.

The Next Chapter

Once live, customers can access the world's most trusted lending protocol on OKX's high-performance Layer 2, with native support for lending and borrowing that amplifies the utility of assets on X Layer.

The Aave deployment represents more than protocol integration. It's the beginning of a new era where institutional or retail capital and decentralized finance converge on a platform built for scale, security, and seamless user experience.

For more information on X Layer, please visit: https://web3.okx.com/xlayer

Disclaimer: Aave is not available in Côte d’Ivoire, Cuba, Belarus, Iran, Iraq, Liberia, North Korea, Sudan, and Syria.

Disclaimer

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