What spending limits apply to my OKX Card?

Published on 25 Mar 2026Updated on 31 Mar 20262 min read5
This information may not apply to all customers
Log in to check if the products, features, rules, and terms in this article apply to you.

The OKX Card is a debit card. There is no fixed daily or per-transaction limit as long as the user’s OKX Pay balance is sufficient to cover the transaction amount.

However, risk controls are in place, including velocity and behavioral checks. If our risk model detects a sudden increase in spending that significantly deviates from the user’s normal purchasing patterns, the transaction may be declined as a security measure to protect the user from potential fraud.